This was the advise of the Philippine Consulate in Jeddah, after receiving reports of some Filipinos now in trouble after making such borrowings.
In a public advisory, the consulate said some Filipinos who could not pay their debts were barred from leaving the Kingdom, or were even jailed.
“Kadalasan, ang mga taong nakikipagtransaksyon sa mga nasabing establisiemento ay nababaon lalo sa pagkakautang. At kung hindi mabayaran ang kanilang mga obligasyong ito, maaaring masarado ang kanilang mga bank accounts, magkaproblema sa kanilang immigration status (hindi sila makakaalis ng Kaharian) o makapag-renew ng Iqama), o sila ay mabibilanggo,” it said.
The consulate reminded Filipinos in Saudi Arabia to avoid borrowing from lending companies, or at least to borrow from reputable ones.
It also warned them against dealing with people claiming to be agents of such establishments, and to instead deal with banks.
Also, they should make sure they understand the terms and conditions of their loans, and to be wary of being asked to sign as co-maker or guarantor.